Once you have developed the SSAS fund you have the choice to start investing. The way you invest your money is entirely in the hands of the trustees and with the help of your financial adviser you can select your investments from a wide range of assets, everything from stocks and shares to commercial property. If you are looking for support in managing your investments, you may also choose to have an investment adviser, discretionary fund manager or a stock broker.

The investment opportunities are wide and the scheme is highly flexible to reflect this. The investments available include:

• Stocks and shares
• Bonds & Gilts
• Units in an authorised trust scheme
• Shares in an open ended investment company
• A freehold or leasehold interest in commercial property, including land
• Hotels, nursing homes and public houses

The scheme can borrow money to purchase an asset, a property purchase for exampole. The borrowing is limited to 50% of the net value of the fund immediately before the borrowing has taken place.